The National Housing Fund (NHF) is a government-backed initiative designed to make homeownership accessible to Nigerians. Managed by the Federal Mortgage Bank of Nigeria (FMBN), it allows contributors to access low-interest mortgage loans for purchasing or building homes.
Here’s how it works: every employed Nigerian in the public or private sector contributes 2.5% of their monthly income to the NHF. Over time, this contribution qualifies you to apply for a housing loan at a low-interest rate (currently around 6%), payable over several years.
At Mublux Estate, we assist our clients in understanding and leveraging the NHF to own properties more affordably. With our verified projects and partnership-friendly structures, you can confidently apply for NHF financing to purchase a home within one of our estates.
Beyond affordability, NHF loans offer stability and peace of mind — giving Nigerians the opportunity to transition from tenants to proud homeowners.
If you’ve ever dreamed of owning your home but felt financing was out of reach, the NHF might be your best first step — and Mublux Estate is here to help guide you through the process.
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